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Life Insurance in Today's Economic Environment
With the tough economic times these days, it’s easy to think, “Maybe I don’t need a life insurance plan right now.” In reality, maybe you need one now more than ever.
In the past, employees were able to rely on their life insurance benefits provided by the employers. High home values and high stock values made people feel more secure in their retirement plans.
The reality today is that jobs have been lost and many employers have cut benefits. Home values have decreased, affecting equity values.
Supplemental life insurance is now more important than ever in order to protect your family and to make sure they can be provided for.
Advantages of our Term Life Insurance
If you’ve been putting off buying life insurance because of the cost, you may not realize that there’s an affordable alternative to expensive permanent (whole) life insurance. There’s no need to leave those who depend on you without protection. Term life insurance provides an affordable opportunity to give your family the financial security they need.
Benefits of Term Life Insurance:
- The simplest and most affordable type of life insurance you can buy.
- Death benefits can be tax-free to beneficiaries.
- Offers an affordable way to cover debt obligations such as tuition, mortgages, business loans, bills and more.
- Premiums remain the same for the initial term.
- Tailored to meet your needs:
- You choose the amount of coverage: $100,000 - $250,000.
- You choose the term: 10, 15, 20 or 30 years of coverage.
- Simple to understand, simple to apply…no medical exam required!
- Simplified underwriting…just answer a few simple “yes / no” questions.
- Easy telephone application takes as little as 15 minutes!
Benefit and riders vary by state, age and term.
