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Cinergy Health – Health Insurance
Cinergy Health

How the Plans Work

Cinergy Health specializes in creating and delivering affordable health plan options for accessing quality healthcare. Our latest innovation is the Cinergy Health Preferred Insurance Plan.

Cinergy Health Preferred Plan

The Cinergy Health Preferred Plans are Limited Medical Benefit Plans. Uniquely designed as alternatives to high-priced major medical plans, the Cinergy Health Preferred Plans provide first-dollar coverage for the essential healthcare people need without big deductibles. That means that you get coverage with your very first doctor visit. There is no need to put off your medical care.

Cinergy Health Preferred includes benefits for:

  • doctor visits
  • hospital stays
  • surgical procedures
  • ICU
  • critical care benefits
  • labs and x-rays
  • diagnostic testing
  • wellness check-ups
  • preventive tests
  • pregnancy
  • medical accidents
  • emergency room visits
  • accidental death and dismemberment coverage and more...

You may also qualify for discount prescription and dental care programs at no additional cost.

Why Cinergy Health Preferred?

Cinergy Health Preferred covers the most predictable healthcare services families typically experience. And best of all, you may choose to go to any doctor or hospital and still get your full benefits. Cinergy Health is able to offer you insurance to fit your budget because it is a limited medical plan, not a major medical plan. Major medical insurance charges higher premiums necessary to cover large catastrophic claims. If you decide at some point that you want to switch to a major medical policy for catastrophic coverage, you may do so without penalty since Cinergy Health Preferred insurance plans are Qualified Creditable Coverage.

Click Here to Apply Online

Once you enroll you will receive your membership package including a detailed explanation of your benefits, your Certificate of Insurance and your medical identification cards.

Who is Eligible for Coverage?

The Cinergy Health Preferred Plans were created to help the forty-seven million Americans who do not have health coverage today. Through our partnership with the National Congress of Employers (NCE), we are able to offer these plans to ALL individuals and working people across the country. The Cinergy Health Preferred Plans are guaranteed issue, so everyone qualifies regardless of pre-existing medical conditions. All eligible applicants pay the same rate provided you are under age 65 upon enrollment.* However, there is a six month waiting period for benefits related to conditions for which the member was seen, treated or diagnosed within the six months prior to enrollment unless proof of prior creditable coverage is provided.

These plans were designed primarily for people who:

• don’t have access to comprehensive major medical insurance
• cannot afford or qualify for traditional major medical insurance
• have catastrophic health insurance plans with very high deductibles

If you fall into any of these categories you are paying too much out-of-pocket for your healthcare.

Cinergy Health, Inc.
19495 Biscayne Blvd. Suite 604
Aventura, FL 33180

Toll Free: 800-847-1148






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