How We Help You

Plans that fit every lifestyle

Cinergy helps a broad range of people under age 65 get the limited benefit coverage they need at any stage of life. We can help you too.

  • Hourly employees, part-timers or independent contractors.
  • Students who no longer receive coverage on their parents plan.
  • Recently discharged members of the military.
  • Spouses who lost coverage in a divorce.
  • Laid-off workers seeking new employment.

Convenience at a low cost.

Our plans are built around ease of use and effective limited benefit coverage. We provide good coverage when you need it.

  • Plans cost an average of $5 a day—the price of a gourmet cup of coffee.
  • First-dollar benefits, so no deductibles , co-pays or hidden fees.
  • Hospital and doctor flexibility. Your choice.
  • Easy online or phone signup.
  • Easy payment options, including credit and debit.